Posts Tagged ‘Assets’
Sunday, November 27th, 2011
Inflation distorts the reported profits of business by making them appear to be much higher than they really are. Partly, this is because the purchasing power of each dollar of profits has been severely eroded by rapidly rising costs of capital goods. Another problem has been the accounting practices used by business (and required by the government) which have overstated profits by including in reported profits substantial amounts of funds that are not truly profits – rather, they are required to replace inventories and depreciated assets at prices made much higher by inflation.
Thus, much of the apparently high profits of highly inflationary periods such as the 1970′s is not really “profits”
the sense of being available for dividends to shareholders or, more important, for new capital investment. As a result, the reported profits of business during the 1970′s were largely an illusion created by inflation, and capital investment lagged despite an apparently strong profit picture.
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Tags: Accounting Practices, Assets, Capital Goods, Capital Investment, Dividends, Dollar, Facebook, Ford, High Profits, Illusion, Inflation, Inflationary Periods, Inventories, Midtown Ford, Oceanfront Condo, Purchasing Power, San Diego, Shareholders, Substantial Amounts, Winnipeg
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Saturday, November 19th, 2011
(1) The break in the series is attributable to the incorporation of benchmark revisions and changes in sampling procedures. 1979 data correspond to the average of the first three quarters.
(2) Apart from the removal of inflation-related biases, the following adjustments have also been made: double-counting, which originates when financial statements containing inter-affiliate shareholders are aggregated, was removed; deferred tax liabilities were reclassified as equity; because rates of return relate only to the profitability of Canadian operations, foreign assets and associated income and expenses were removed from financial statements.
The ability of business to finance expansion out of retained earnings. Figure 15-9 shows the extent of this problem by presenting both reported profits and inflation-adjusted profits after taxes, expressed as a rate of return on shareholder's equity. Note that not only were the inflation-adjusted profits far lower than the reported profits, but also that the exaggeration of reported profits became much worse in the inflationary 1970's, as the reported rate of return increased while the real (inflation-adjusted) rate of return declined.
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- My Last Income Tax Update (hopefully) I have given the readers of this blog an insight into my taxes, so I felt the need to give a conclusion to my income tax “situation†(yes, it has been upgraded to a situation). These past updates include: Meeting...
- Profiting From QE2: Buy REITs In my last post, I hinted at using QE2 to your advantage by investing in companies that benefit from a steepening yield curve. But I didn't have time to get in to specifics. Which is what I'll do right now,...
- Pay Down Variable HELOC or Fixed Mortgage? Whenever I have a money question, I go to Cash Commons. There, users ask and answer all sorts of questions in a very helpful way. When I received this question, it seemed like a matter of opinion, so I wanted...
Tags: Assets, Beach Condo, Benchmark Revisions, Biases, Business Finance, Canadian Operations, Deferred Tax Liabilities, Earnings Figure, Exaggeration, Extent, Financial Statements, Incorporation, Midtown Ford, Mission Beach Condo Rentals, Profitability, Profits, Rate Of Return, Retained Earnings, Sampling Procedures, Shareholder, Shareholders, Taxes, Three Quarters, Winnipeg
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Sunday, May 15th, 2011
The legislation governing banking in Canada is the Bank Act, which is revised every ten years. Some of the highlights of the 1980 revision of the Bank Act were as follows:
(a) A reduction in reserve requirements, from 4 percent on notice deposits to 3 percent and 10 percent respectively, with the first $500 million of notice deposits requiring only 2 percent and coins to be included as reserves. The effect of this change was to reduce the reserve requirements by about one-fifth, over a period of three-and-a-half years.
(b) An additional reserve requirement of 3 percent of foreign currency deposits held by Canadians in bank branches in Canada. In late 1980, these deposits totalled $12.5 billion.
(c) Several changes affecting foreign banks operating in Canada. Foreign banks, operating largely outside the requirements of the Bank Act, represented an increasing source of competition for Canadian banks – from 1974 to 1980, their assets had risen from $1.3 billion to $8.2 billion. Under the 1980 Bank Act revisions, the total size of foreign banks in Canada would be controlled by a requirement that their total Canadian.
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Tags: Assets, Bank Act, Bank Branches, Bank Canada, Banks In Canada, Canada Bank, Canadian Banks, Canadians, Coins, Comfort Inn, Duct Cleaning, Foreign Banks, Foreign Currency Deposits, Half Years, Legislation, One Fifth, Revisions, Winnipeg
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Sunday, February 7th, 2010
The National Debt is the overall debt of the federal government – the difference between the federal government’s liabilities (mostly outstanding bonds) and its “net recorded assets” (mostly those assets which yield interest, profits or dividends). Thus it measures, on balance, how much the federal government owes to creditors.
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Tags: Assets, Auto Finance, bonds, Creditors, Dividends, Federal Government, Liabilities, Profits, What Is The National Debt, Winnipeg
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Wednesday, October 14th, 2009
The boomer generation is tremendously optimistic about the future and their retirement years. However, are they prepared? As it turns out, not really.
A Forrester Research study in the US found that three in 10 boomers between 51 – 61 haven’t started any financial planning for retirement. In US, Strategic Guidance found that only 15% of its citizens felt fully prepared financially.
There is a new reality for boomers going into retirement.
Two thirds of boomers will be carrying debt into retirement rather than paying it off beforehand.
Instead of savings, real estate accounts for a great deal of boomer household wealth. This may lead to insufficient cash balances from which to draw on for retirement income.
Almost 45% believe they’ll be helping their children financially for the next seven to 10 years.
More than half of those surveyed don’t expect an inheritance. Their parents are living longer – and depleting the assets.
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Tags: 10 Years, Alzheimer, Antihistamine, Assets, Auto Finance, Auto Financing, Boomers, Car Dealers, Cash Balances, Citizens, Estate Accounts, Finance Car, Financial Planning, Forrester Research Study, Gm Car, Guidance, Household Wealth, Inheritance, Lifestyle, New Reality, Online Pharmacy, Parents, Real Estate, Retirement Income, Two Thirds, Vancouver Lower Mainland, Winnipeg, Wpg
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Sunday, September 20th, 2009
The National Debt is the overall debt of the federal government – the difference between the federal government’s liabilities (mostly outstanding bonds) and its “net recorded assets” (mostly those assets which yield interest, profits or dividends). Thus it measures, on balance, how much the federal government owes to creditors.
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Tags: Assets, bonds, Creditors, Dividends, Federal Government, Liabilities, Profits, What Is The National Debt
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