Spending Still Up – But Clouds Loom
· 67% of industry respondents say water spending will increase for next 12 months – a 14-pt decline since June 2007
U.S. Water Spending Trends
· Slower spending growth is seen for the private sector, and for federal and local governments
· By better than a 2-to-1 margin, respondents believe a U.S. recession will lead to decreased water project spending – with local governments the hardest hit
Water Sectors Attracting the Most Spending…
· Wastewater Treatment (Net Diff. Score = +39; up 17-pts)
· Water Infrastructure Repair & Replacement (+68; up 10-pts)
…And The Least Spending
· Water Filtration (+2; down 8-pts)
· Desalination (-24; up 2-pts)
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Consumer Spending Continues to Fall
· 42% of U.S. respondents say they’ll spend Less over the next 90 days than they did a year ago – 3-pts worse than in Feb 2008 survey
· 25% say they’ll spend More – unchanged from previously
· 3rd consecutive survey during 2008 showing a recession in consumer spending
Where Has Spending Slowed the Most?
· Consumer Electronics (-8 pts) – weakest 90-day outlook for electronics ever recorded in a ChangeWave survey
· Durable Goods (-3 pts)
· Restaurants (-2 pts)
Inflation Worries Spiral
Top Reasons For Spending Less
· 46% say Inflation is the most important reason why they’re spending less – up 6-pts
· 43% say Higher Energy Costs – up 11-pts
Energy Costs Cutting into Discretionary Spending
· 65% report their discretionary spending will be lower due to increased energy costs – 6-pts higher than just two months ago (Feb 2008)
The Transformation in Retail Shopping
Large-Scale Movement to Discount Retailers and Wholesale Clubs
· Sharply lower spending and higher inflation – coupled with deteriorating housing values – have produced an increasingly beleaguered and worried shopper
Next 90 Days
– Retail Store Winners
· Costco (COST; +8)
· Wal-Mart (WMT; +1)
– Retail Store Losers
· Sears (SHLD; -10)
· Bed Bath & Beyond (BBBY; -10)
· Linens N Things (-8)
· Macy’s (M; -8)
· JC Penney
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Tratfor - Strategic Intelligence
In terms of retirement planning in the year of 2008 - and retirement financial planning for baby boomers the implications are great for invesment capital sources that are emerging as well as growing in volume and number. Forex as a vehicle for these funds - both for investment and parking purposes abound.
Returns - which are the second part of the accumulation process are directly linked to the larger picture of a comprehsensive investment system as well as strategy. Forex can both be a means and a means to and end - in terms of diversities and flexibillity as well as overall capital growth options.
It may be easily said that in volatile time periods - such as we are now experiencing that it is easiest to sit on the sidelines or only concentrate on short term trends as opposed to the longer range viewpoints and strategies. The barn burns and they try to close the door. The value of the American dollar declines - and all that is seen and noticed is the cost of gas - priced in US dollars , not Euros or another financial currencies yardstick
Sphere: Related ContentThe quietly emerging reality that is influencing the traditional views of retirement is the fact of the greater longevity and lifespan of the average person. Gone are the days when 30′ish was considered over the hill and 50 was an old age. Generally the number of years that the person will spend after their retirement has indeed doubled in span. Not only that but when people retire they are no longer sedentary but indeed lead rather active lives. The age of retirement of 65 , that was arbitrarily chosen - used to be the average lifespan of the average male worker. Not so today. It is only a start on life.
From a purely financial perspective will mean that the average investor will have a greater need for retirement assets - both to draw and life of , plus their actual demands on that same pool , will generally be greater per year than estimated in previous determinations and planning.
From an investment point of view - planning an managing the investment pool requires an initial starting point. This starting point has changed. The basic inherent question is saving multiplied by return will yield the basic investment point of origin. What will be either in the equation. Obviously if either is increased the final pool of funds will be greater and enhanced.
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